My Military Retirement Pay Was Lower In January 2010 I Feel Insecure About My Current Retirement Fund; Should I Invest With With Someone Else?

I feel insecure about my current retirement fund; should I invest with with someone else? - my military retirement pay was lower in january 2010

I have a pension fund set up with Trans World Assurance (yes, a Life Insurance Co. "). To participate in the accumulation of funds (), the name of its investment, I buy your life insurance is very expensive.'ll Pay 1st year I $ 120 per month for his life insurance only $ 50,000, and years later I only pay $ 40 per month. TWA has decided to invest because of the risk free investment system (which invest only in bonds, they're) almost no risk. Before Recently I've felt uncomfortable about it becas it will allow $ 200 from my salary every month ($ 120 in the direction of life insurance and only $ 80 is paid into the fund accumulation). I can put even more $ $ in my AF because the threshold for the first year is $ 1,000. So in my first year, paid 1440 for life insurance and $ 960 just for the background. I would add more substance, but I can this year. I think my AF finished because I realize that Waay I pay too much, just hanging around them, and need not life (I'm in the militAry and I SGLI). I know I have the opportunity to participate in the retirement savings plan to include but not for retirement in the army and can only be in TSP during the time that you participate in the Army.

Should I, the TWA and other companies should be a low risk to invest?